10 trends set to shape the 2023 payments landscape
VCA advisors used VisaNet data, expert interviews and research to identify key trends for 2023.
Get inspired by our clients’ business success stories
From issuers to fintechs, companies around the world are growing their business with the solutions and expertise from Visa Consulting & Analytics.
Strategy insights
From crypto strategies to acquiring trends – stay up to date on the latest issues that could impact your business.
Demystifying the analytics value chain
What financial institutions need to know to extract more value from data.
Re-imagining acquiring
How should bank acquirers respond to the rapidly evolving market?
Get ahead of the ‘pay game’ in online gaming
As gamers continue to grow, understand the online gaming payments landscape and how to tap into diverse revenue streams.
The metaverse as a strategic inflection point
What financial institutions need to know about the next generation digital platform and why it matters to their future.
Digital currencies go mainstream – how to prepare
Learn about digital currencies, market opportunities and use cases and a three-step action plan.
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Portfolio optimization insights
Understand how customers engage with your business at every step of the journey.
Buy Now Pay Later: Perspectives on the BNPL market
E-commerce growth and technological innovation have converged to transform the credit industry. This has opened the door for alternative payment methods including several BNPL options.
Leading with debit
Driven by changing consumer preferences, the use of debit products is continuing to rise.
Optimizing your debit card business
Follow these three steps to help maximize value from your portfolio.
Transforming customer loyalty through the power of data
Great relationships are founded on best-in-class customer insight.
Refreshing rewards
Rethinking and redesigning merchant loyalty program redemption options.
How Sustainible Banking Propositions an Make a Difference
Sustaining the Planet for Future Generations.
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Digital insights
Navigate new opportunities and stay ahead of the curve with the latest research on the future of digital payments and technology.
Sizing up the subscription economy
These days, it seems as though almost anything can be bought on subscription as a service. Learn more about how the subscription market is changing, the challenges it presents and key strategies to apply.
Accelerating the transition to digital payments
Learn more about what can be done to encourage, enable, and accelerate the digitization of payments.
Accelerating the Shift to eCommerce
How Visa Consulting & Analytics can help issuers respond to the COVID-19 pandemic.
The 10 trends shaping the payments landscape
Key trends that we believe will have a big impact on the payments landscape over the coming year.
Going digital
Is creating a digital challenger bank the best way to compete in today’s digital environment?
Digital targeting and acquisitions in the new normal
One of the lasting legacies of the pandemic is sure to be the adoption of digital.
How to boost your customer’s onboarding experience
Digital engagement is table stakes in the new normal.
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Risk management insights
Explore our in-depth analysis when it comes to evaluating uncertainties and helping you minimize risk to your business.
How to guard against fraudulent use of data
How financial institutions can prepare and improve their resilience against fraud.
Instant digital issuance (IDI): best practices on fraud management
Discover IDI in detail, the growth drivers and benefits of IDI, and the best steps to mitigate related fraud.
Countering cyber threats
How businesses anticipate and address cybercriminal threats.
Rethinking debt collections
Trends, challenges and actions for post-pandemic collections.
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Regional insights
Narrow your efforts with localized data that can help boost business in key markets.
Payments and gaming in Latin America & The Caribbean
How does the region use technology to make payments in the gaming world?
eCommerce evolution
eCommerce transactions in Latin America & The Caribbean have more than doubled in the last four years.
Carnival in Brazil 2023
After a few years of cancellations and modifications caused y the pandemic, Carnaval in Brazil was back for 2023. We analyzed Visa-credentialed spending trends during the event.
Readiness Index
Costa Rica, Guatemala and Dominican Republic were analyzed with the Readiness Index, a study combining VisaNet data and publicly available information to categorize territories according to their levels of maturity in accepting electronic payments.
Holiday Season Consumer Spending Trends
End-of-year purchases are an excellent thermometer for understanding individual payment and consumption trends.
Black Friday & Cyber Monday
Both dates continue to gain more and more followers and popularity among consumers in Latin America and the Caribbean.
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Insights archive
Browse the VCA archives for previously published insights still relevant today.
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- Accelerating the shift to ecommerce - Merchant
- Accelerating the shift to ecommerce - Issuer
- The importance of tracking customer engagement through the COVID-19 pandemic
- How fraud is shifting and how to respond
- Credit risk and the COVID-19 crisis: Considering Collections
- Interview: Open Banking
- The Future of banking is open
- Acquiring New Credit Customers
- How contactless is reinventing the way people pay
- Mobile banking app: How to drive customer adoption and engagement
- Premiumization: Delivering what your customers value
- Learn about the strategy considerations for acquirers